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Hella 010562911 - Battery Current Sensor
Product Overview
The Hella Battery Current Sensor, part number 010562911, is a premium replacement designed for BMW vehicles, ensuring reliability and optimal performance. Engineered to meet or exceed OEM standards, this high-quality battery current sensor provides excellent electrical conductivity and durability, making it an essential component for maintaining your vehicle's electrical system. Choose Hella 010562911 for dependable performance and peace of mind every time you service your vehicle.
Cross Reference Numbers
This Hella 010562911 is equivalent to or replaces the following part numbers: 61127616200, 61129115498, 61129164352, 61129184207, 61129215952.
Vehicle Compatibility
- BMW 328i 3.0L6 (2010–2013)
- BMW 328i xDrive 3.0L6 (2010–2013)
- BMW 335i 3.0L6 (2010–2013)
- BMW 335i xDrive 3.0L6 (2010–2013)
- BMW 335is 3.0L6 (2011–2013)
- BMW M3 4.0V8 (2010–2013)
- BMW 335d 3.0L6 (2010–2011)
- BMW 328xi 3.0L6 (2008–2010)
- BMW 335xi 3.0L6 (2008–2010)
- BMW 330i 3.0L6 (2006)
This may also fit other applications. Please use the vehicle selector tool to verify fitment.
Why Shop at eEuroparts.com?
- Proven Expertise: Over 25 years of experience with European vehicles means we know your car inside and out.
- Exclusive Kits That Fitâ„¢ - complete repair solutions with no guesswork
- Fitment Confidence: Our accurate cataloging ensures you get the right part the first time.
- Fast, Reliable Shipping: Orders ship quickly from our U.S.-based warehouses.
- Transparent Pricing: Competitive prices with no hidden fees or surprise charges.
- Established Trust: Serving the European auto community since 2000.
Frequently Asked Questions
What does the Hella 010562911 Battery Current Sensor do?
The Hella Battery Current Sensor serves as a crucial connection between the battery and the vehicle's electrical system, ensuring reliable power delivery for starting the engine and powering electrical components.
How do I know if my Battery Current Sensor needs replacement?
Common signs that your battery current sensor may need replacement include difficulty starting the engine, electrical components not functioning properly, visible wear or damage to the sensor, and battery warning lights on the dashboard.
Can I install the Hella 010562911 myself?
Yes, the Hella 010562911 can be installed by DIY enthusiasts; however, it is important to follow proper safety precautions and consult your vehicle’s service manual for specific installation instructions.
What are the symptoms of a faulty Battery Current Sensor?
Symptoms of a faulty battery current sensor can include erratic electrical behavior, difficulty starting the vehicle, and dashboard warning lights. If you experience these issues, it is advisable to check the sensor's condition.
Why should I choose Hella for my Battery Current Sensor needs?
Hella is a trusted name in automotive parts, providing high-quality components that meet OEM specifications. Order Hella 010562911 today for a factory-correct replacement that restores safety and performance.
Note: All information on this page and in the FAQ is for general reference only. Verify fitment and consult a professional as needed. eEuroparts.com is not responsible for incorrect part selection or installation.
- BrandHella
- ManufacturerHella
- MPN010562911
- Part TypeBattery Current Sensor
- OE Part Numbers61 12 9 134 854, 61129134854, 9 115 498, 9115498, 7 841 134, 7841134, 7 838 585, 7838585, 61 12 7 838 585, 61127838585, 7 616 200, 7616200, 7 841 743, 7841743, 9 134 854, 9134854, 9 215 952, 9215952, 61 12 6 948 336, 61126948336, 6 970 685, 6970685, 61 12 7 837 411, 61127837411, 61 12 7 841 134, 61127841134, 61 12 7 891 038, 61127891038, 6 948 336, 6948336, 7 891 038, 7891038, 61 12 9 115 498, 61129115498, 61 12 6 970 685, 61126970685, 9 184 207, 9184207, 61 12 9 184 207, 61129184207, 61 12 7 842 638, 61127842638, 61 12 7 616 200, 61127616200, 61 12 7 841 743, 61127841743, 61 12 9 164 352, 61129164352, 9 164 352, 9164352, 61 12 9 215 952, 61129215952, 7 837 411, 7837411, 7 842 638, 7842638
- Cross Reference Numbers100BSC86S, 010562911
- FeaturesAssy/Disassy by Qualified Personnel Required! : .
Cable Length [in] : 11.02
Cable Length [mm] : 280
Matching Adapter : 8KA 009 429-911
Mounting Type : Bolted
Voltage : 12.00
Voltage [V] : 12
- Fitment
- Fitment TypeVehicle Specific
| Year | Make | Model | Submodel | Notes |
|---|---|---|---|---|
| 2013 | BMW | M3 | Base (4.0 V8 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2013 | BMW | 335is | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2013 | BMW | 335i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2013 | BMW | 328i xDrive | Base (2.0 L4 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2013 | BMW | 328i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2013 | BMW | 335i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., From 03/11. |
| 2013 | BMW | 328i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2013 | BMW | 328i | Base (2.0 L4 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2012 | BMW | M3 | Base (4.0 V8 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2012 | BMW | 335i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2012 | BMW | 335is | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2012 | BMW | 335i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., From 03/11. |
| 2012 | BMW | 328i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2012 | BMW | 328i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2012 | BMW | 328i | Base (2.0 L4 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2011 | BMW | M3 | Base (4.0 V8 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2011 | BMW | 335is | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2011 | BMW | 335i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2011 | BMW | 335i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., From 03/11. |
| 2011 | BMW | 335d | Base (3.0 L6 DIESEL) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2011 | BMW | 328i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2011 | BMW | 328i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2010 | BMW | M3 | Base (4.0 V8 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2010 | BMW | 335i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2010 | BMW | 335i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., From 03/11., Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2010 | BMW | 335d | Base (3.0 L6 DIESEL) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2010 | BMW | 328i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2010 | BMW | 328i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2010 | BMW | M5 | Base (5.0 V10 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2009 | BMW | 335i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2009 | BMW | 328i xDrive | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2009 | BMW | M3 | Base (4.0 V8 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2009 | BMW | M5 | Base (5.0 V10 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2009 | BMW | 335d | Base (3.0 L6 DIESEL) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2009 | BMW | 335i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., From 03/11., Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2009 | BMW | 328i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2008 | BMW | M3 | Base (4.0 V8 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2008 | BMW | 335xi | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2008 | BMW | 328xi | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2008 | BMW | 335i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., From 03/11., Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2008 | BMW | 328i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2008 | BMW | M5 | Base (5.0 V10 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2007 | BMW | 335xi | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2007 | BMW | M5 | Base (5.0 V10 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2007 | BMW | 335i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A., From 03/11., Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2007 | BMW | 328xi | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2007 | BMW | 328i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2006 | BMW | M5 | Base (5.0 V10 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2006 | BMW | 330xi | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2006 | BMW | 325xi | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2006 | BMW | 325i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
| 2006 | BMW | 330i | Base (3.0 L6 GAS) | Notes: Also use- (Qty.) (1) 12 51 7 615 476 adapter lead, (1) 61 12 9 123 571 adapter lead., Only for cars with Navigation S609A, or Mobile Phone Preparation S639A and S640A. |
Warranty Overview
At eEuroparts, we stand behind the quality of the products we sell. Every part we offer is backed by a warranty designed to give you peace of mind and protect your investment.
Standard Warranty – Most Parts
Coverage: 2 years or 24,000 miles (whichever comes first) from purchase date.
Protection: Defects in materials or workmanship under normal personal use.
Eligibility: Applies only to the original purchaser and the vehicle where the part was first installed.
Exclusions:
Wear-and-tear items (brake pads, filters, bulbs, wipers, etc.)
Commercial, fleet, rideshare, off-road, or racing use
Improper installation, misuse, accidents, or modifications
Not Covered: Labor, shipping, towing, or incidental costs.
Bison Performance Warranty – Our House Brand
Coverage: Limited Lifetime Warranty for as long as you own your vehicle.
Applies To: All products sold under the Bison Performance label.
Premium Protection: Goes beyond our standard warranty — if it’s a Bison product, the 2-year/24k mile limit is replaced with lifetime coverage.
Exclusions: Same as the standard warranty (normal wear, commercial use, improper installation, etc.).
What’s Included: Replacement of the defective product (labor and shipping excluded).
Warranty Claim Requirements
To keep claims fast and fair, we require:
Proof of purchase (invoice or order confirmation).
Photos or videos showing the defective part, order number, date, VIN, and odometer reading.
Diagnostic reports or part returns for non-visible issues may be requested.
Claims must be truthful, properly documented, and reflect normal consumer use.
Buy With Confidence: We back our products because we believe in their quality, with a transparent, customer-first warranty process you can trust. And with Bison Performance products, you’ll enjoy Limited Lifetime protection—an assurance few brands can match.
For full details and exclusions, please see our complete Warranty Terms & Conditions.
This summary is for convenience only. For full warranty coverage details, exclusions, and requirements, see our official Warranty Terms & Conditions. In case of conflict, the full policy governs.
Return Policy Overview
Most parts can be returned within 30 days of delivery if unused, uninstalled, and in original packaging.
To start a return, contact customer support via Chat or Contact Us.
Restocking fee: Up to 20% may apply for certain orders (buyer’s remorse, order errors, or special-order items)
Refunds: Issued to your original payment method within 3–5 business days after inspection
Exchanges: Not automatic — please return and reorder
Replacements: May be approved for incorrect or defective items reported within 7 days
Not returnable:
Used or installed parts
Electrical components
Opened filter kits, gaskets, or contaminated items
Final sale or custom orders
Important Notes:
Return shipping is your responsibility unless we made a verified error
Fitment is the customer’s responsibility (we can assist, but do not guarantee)
Country of origin may vary and is not grounds for return
For complete details, please see our full Return Policy.
This Returns summary is provided for convenience only. All returns, refunds, and exchanges are subject to the complete Returns Policy. In the event of any conflict, the full policy governs.
Fast, Reliable Shipping — Straight to Your Door
We ship most orders the same day when placed before 2 PM CST (Monday–Friday). Our main warehouse is just east of Nashville, TN, and we also ship from multiple locations nationwide to get your order to you as quickly as possible.
We use trusted carriers like UPS, FedEx, and USPS.
Tracking info is emailed to you as soon as your order ships.
Delivery estimates at checkout are based on carrier data, but not guaranteed.
Need help with a shipment?
If your order is missing, damaged, or incorrect, just let us know within 5 days of delivery. We’ll walk you through the quick claim process — including a few photos to help us make things right.
For complete details, please see our full Shipping Policy.
This Shipping summary is provided for convenience only. Delivery times, carrier terms, fees, restrictions, risk of loss, and other details are governed by our complete Shipping Policy. In the event of any conflict, the full policy governs.










